JPMorgan and Coinbase Partner to Link Bank Accounts and Crypto Wallet

Key Takeaways:

1. JPMorgan Chase forms an alliance with Coinbase to improve crypto access for over 80 million customers.
2. Chase credit cards can be used to make transactions on Coinbase starting in the fall of 2025.
3. Chase customer accounts can be directly linked with Coinbase and USDC rewards program to roll out in 2026.

In a landmark move set to lower the barrier between traditional finance and digital assets, JPMorgan Chase, the largest bank in the United States, has forged a strategic partnership with cryptocurrency exchange Coinbase. The collaboration will provide Chase’s massive 80+ million customer base with new and integrated ways to access crypto assets.

The partnership is set to roll out in phases, beginning in the fall of 2025, wherein users will be able to use their Chase credit cards to make purchases on the Coinbase exchange.

Furthermore, there are two new exciting updates that Chase customers will benefit from at the beginning of 2026-

1. Chase customers can purchase cryptocurrency more quickly and easily by linking their bank accounts to Coinbase directly
2. Chase customers can redeem Chase Ultimate Rewards points for USDC on Coinbase’s Base network

This statement represents a significant shift in JPMorgan’s position on digital assets. The collaboration gives a trusted and familiar entry point for millions of new customers. Coinbase would be leveraging a banking giant’s security infrastructure and customer base to simplify the process of purchasing cryptocurrency.

Max Branzburg, Head of Consumer & Business Products at Coinbase, tweeted about the partnership –

Excited to partner with them to enable seamless onramps for their millions of users and trillions of assets.

The JPMorgan Chase–Coinbase partnership marks a pivotal shift in crypto adoption, integrating banking ease with access to digital assets. By 2026, users can buy crypto with Chase cards, link accounts directly, and even redeem reward points for USDC on Coinbase’s Base network. This partnership not only makes it easier for millions to enter the cryptocurrency market but has also established a new industry standard for how traditional banking and blockchain will interact with one another.