Coinbase Launches Payments MCP, Letting AI Agents Access On-Chain Finance Without API Keys

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Written by Nausheen Thusoo Updated:
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Reviewed By Reviewed By Rekha Sharma
Coinbase Launches Payments MCP

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Coinbase just made it way easier for AI to play with crypto. With their new Payments MCP feature, AI tools like Claude, Gemini, and ChatGPT can now interact with on-chain financial services without needing complicated API keys. That means these AI agents can handle payments, trades, or pull blockchain data almost like a human user, automatically and seamlessly. For everyday users, it could make AI-driven finance feel smarter and more intuitive, while for developers, it removes a lot of the technical headaches. Essentially, Coinbase is turning AI into a kind of financial assistant that can tap into the blockchain on your behalf, opening up a new world of automated, smarter crypto interactions.

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Written by Nausheen Thusoo Multimedia Journalist at Times Crypto

A crypto and finance journalist with over three years of experience turning complex market trends into stories that anyone can understand. With a strong background in covering business, finance, and digital assets, Nausheen has contributed to global media outlets including Reuters and CoinGape. Passionate about the fast-moving world of blockchain and emerging tech, she blends sharp analysis with clear storytelling, making insights valuable for both new readers and seasoned investors.